Why CRAs Choose Affirm
/01
Quality
Quality and accuracy come first. Every Affirm report is reviewed, refined and formatted to be clear, accurate and end-user-ready. Identifiers, case details and dispositions are carefully evaluated, while our multi-level QA process, researcher vetting and ongoing auditing help ensure consistent, reliable results.
/02
Speed
Fast turnaround is critical in our industry. The latest technology, direct court access and experienced researchers in the courts allow Affirm to deliver fast, accurate results. We continually improve our processes and expand our access to provide the fastest, most dependable turnaround times possible.
/03
Service
Service has been at the heart of Affirm since 1996. We believe in being Prompt, Professional, and Proactive. Every client has a dedicated Account Management Team made up of friendly, knowledgeable people who understand court research and respond quickly when needed.
/04
Compliance
Compliance is built into our research and reporting processes. Affirm applies FCRA filtering to the records we return and can also apply client-designated state FCRA filtering at no additional charge.
/05
Expertise
Affirm was founded in 1996, when few court records were available online, and research depended on hands-on courthouse experience. Technology has changed dramatically. The need for jurisdiction-specific expertise has not.
Today, our team combines technology with experienced courthouse researchers and in-house specialists who understand local court structures, terminology, dispositions, and reporting nuances across U.S. jurisdictions. That expertise helps us interpret court information correctly rather than simply passing along raw data.
/06
Security
Security is essential when handling sensitive consumer information. Affirm maintains a comprehensive information security program supported by rigorous internal controls and an independent SOC 2 Type II examination. Our security practices are designed to protect client and consumer data throughout our systems, processes and day-to-day operations, while continuously evaluating and strengthening the safeguards we have in place.